A cosigner is someone who shares responsibility with the borrower for repaying the loan.
You can find each lender below, along with information on rates, terms, and other key details. But remember, lowering your monthly payments could mean that you end up paying more in interest overall.
Student loan consolidation: Consolidation is the process of combining your government loans so that you can make a single monthly payment.
Filling out the FAFSA will also qualify you for federal student loans, which should be your next stop after grants and scholarships, if you need money for school.
They don’t require a co-signer and they also come with useful benefits, such as lower interest rates, income-driven repayment plans and forgiveness programs.
Nevertheless, many students still need access to student loan money to complete their education.